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Questions to Ask Your Builder Before Paying Your Deposit

May 4

Are you looking to build your dream home but don't want to get ripped off with hidden costs? Before committing to a builder, there are some important questions you need to ask them first. Asking the right questions will help you understand what kind of service and quality to expect from your builder and ensure that everything is in writing.

This article will provide you with 10 essential questions to ask your builder before you pay your deposit.


What experience do you have in building homes?

One of the first questions to ask your builder is about their experience in building homes. Are they seasoned pros with over 10 years of experience or new to the industry? Find out what kind of projects they have completed in the past and read reviews from past customers. Understanding their experience and reputation will indicate the quality you can expect from your builder.

Are you licensed and insured?

Another important question for your builder is whether they are licensed and insured. A good builder should be certified and insured to ensure they meet all relevant building regulations and standards. Your builder should be able to provide proof of licensing and insurance to ensure that you are protected in case of any issues.

What is included in the contract?

Before you sign the contract, ensure you are clear on what is included and what is not. It's important to fully understand what is expected from both parties and any milestones that must be met. A reputable builder should provide you with a detailed contract that outlines everything related to the project.

What is the timeline for the project?

A clear project timeline is essential to ensure that the work is completed on time. Ask your builder to provide you with an estimated timeline for the project so that you can set realistic expectations. Ensure your builder knows of any external factors that could affect the timeline, such as bad weather or supply delays.

How will changes to the project be handled?

It's common for clients to make changes to the original plan throughout a project. It's important to understand how your builder will handle these changes and if any additional costs are required for the extra work. Ensure that any changes to the project are documented and signed off by both parties to avoid any confusion later on.

What is the payment schedule?

Before making any payments, ensure you have a detailed payment schedule from your builder. This should include a breakdown of when payments need to be made and what percentage is expected for each milestone in the project. Also, ask if there are any additional costs you should be aware of and clarify how any disputes will be resolved.

What warranties and guarantees do you offer?

When it comes to warranties, it's important to make sure that you know exactly what you're getting. Ask your builder what kind of warranty and guarantee they provide, and make sure that the length and terms are clearly documented in the contract.

What is the process for communication during the project?

Communication is key to ensuring that the project runs smoothly. Ask your builder how they prefer to communicate and what channels will be used during the project. A good builder should be open to any questions or concerns that you may have and provide regular updates on the progress of the project.


What are the expected completion costs?

The last thing anyone wants is to be surprised with unexpected costs at the end of the project. To avoid this, make sure to ask your builder what the expected completion costs will be. This will allow you to plan ahead and ensure that you are adequately prepared for the time to make the final payment.

What is your policy for addressing concerns or complaints?

No matter how well you plan and prepare, there will always be the potential for issues to arise during a building project. Before signing the contract, understanding how your builder will approach and address any problems or complaints is important. Be sure to ask how they will handle any disputes and how quickly they can be resolved.


Before paying your deposit, it's crucial to ask your builder these essential questions to ensure that you are making an informed decision. Doing so can help prevent any surprises or unexpected costs down the line and ensure that your project runs smoothly. Remember to review your contract carefully and only work with licensed and insured builders who have experience in building homes. By following these guidelines, you can help ensure that your dream home becomes a reality.